Serial Returning is Killing Retail... Borrowing is the Fix

Written by Marcella Arthur | Sep 1, 2025 3:09:09 AM

Walk into any major retailer today and you’ll see rows of freshly tagged items, carefully stacked and ready to sell. What you don’t see are the returns — the goods that were bought, used once, and then sent right back. Retailers call this “serial returning,” and it’s become one of the most costly and unsustainable habits in modern consumer culture.

Research shows that 77% of people prefer renting everyday items instead of buying them. Yet the lack of trustworthy short-term rental options has driven millions into this buy-and-return cycle. It’s not only expensive for retailers but also damaging to the environment and wasteful for consumers.

The Hidden Cost of Serial Returns

Returns have become part of the retail playbook, but the scale is staggering. In the U.S. alone:

  • 15 million metric tons of CO₂ emissions are generated annually from reverse logistics — the trucks, planes, and warehouses needed to move returns back into the system.

  • Nearly 5 billion pounds of returned goods end up in landfills every year because they can’t be resold.

That’s the equivalent of putting three million cars on the road each year just to shuffle unwanted items back and forth. For many consumers, returning a drill after a weekend project or sending back a fancy dress after one night out feels harmless. But behind the scenes, it’s a supply chain disaster and an environmental nightmare.

Retailers are fighting back by banning repeat returners or setting stricter policies. But rules and penalties don’t solve the core issue: people don’t actually want to own these items. They just need them temporarily.

Why Serial Returning Exists

The rise of online shopping made returning goods almost frictionless. For younger generations, especially those between 18 and 34, the “try it, return it” culture became normalized. Why?

  • Cost avoidance: Buying a $150 drill for one project doesn’t feel worth it.

  • Convenience: Returning items online feels easier than searching for affordable rentals.

  • Limited alternatives: Outside of niche rental services, there hasn’t been a scalable, trustworthy marketplace for short-term borrowing.

Consumers aren’t doing this because they want to cheat the system. They’re doing it because the system hasn’t given them a better option — until now.

Borrowed: A Smarter Way Forward

Borrowed exists to solve this exact problem. Instead of buying and returning, consumers can simply borrow what they need through a secure, peer-to-peer platform.

Here’s how Borrowed flips the script:

  1. Secure Transactions: Payments happen entirely within the app, with funds held until the item is returned. No sketchy cash meetups, no back-and-forth bartering in DMs.

  2. Verified Identities: Every user is verified through government ID or trusted databases. Lenders can require extra checks for higher-value items.

  3. Borrow Protection: Photos document item condition before and after. Disputes are handled in-app, backed by customer support and optional insurance.

  4. The Wanted Board: If an item isn’t listed, users can post a request. Others in the community can fulfill it. That turns demand into supply and solves the “nothing available” problem.

  5. Affordability + Choice: Borrowers pay just a fraction of retail costs, while lenders keep 100% of their listing price. Borrowed takes only a 14% borrower fee.

The result is a marketplace that saves consumers money, helps local businesses digitize their inventory, and reduces the waste created by overconsumption.

The Bigger Picture: Sustainability in Action

Borrowed isn’t just about convenience — it’s about reshaping how we think about ownership. Every time someone borrows instead of buying, they’re cutting back on waste, reducing carbon emissions, and avoiding the cycle of unused goods sitting in closets or ending up in landfills.

Imagine the ripple effect:

  • A neighbor borrows a bike for the weekend instead of buying one they’ll rarely use.

  • A local AV rental shop lists equipment on Borrowed and earns new revenue without adding inventory.

  • A college student borrows a camera for a project instead of buying and returning one.

Each small shift away from serial returning builds momentum toward a circular economy — one where access is valued over ownership, and sustainability becomes second nature.

Why It Matters Now

Retailers can only push back so much before frustrated consumers look for alternatives. Gen Z and Millennials, the two groups driving this change, are already signaling they want solutions that align with their values: affordability, convenience, and sustainability.

Borrowed gives them that solution. No more guilt over serial returning. No more contributing to massive landfill waste. Just smarter, safer, and more sustainable access to the things they need.

Final Word

Serial returning is not just a bad shopping habit — it’s a symptom of a broken system. Borrowed is building the fix. By replacing ownership with access, we’re cutting costs, saving time, and reducing waste on a massive scale.

The next time you’re tempted to buy and return, ask yourself: why buy, when you can Borrow?